{"id":7,"date":"2026-09-02T15:00:00","date_gmt":"2026-09-02T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/janineg-com\/2026\/09\/02\/los-angeles-down-payments-can-take-decades\/"},"modified":"2026-09-02T15:00:00","modified_gmt":"2026-09-02T15:00:00","slug":"los-angeles-down-payments-can-take-decades","status":"publish","type":"post","link":"https:\/\/www.janineg.com\/blog\/2026\/09\/02\/los-angeles-down-payments-can-take-decades\/","title":{"rendered":"Los Angeles Down Payments Can Take Decades"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/janine-gershon\/first-time-downpayments-remotion-videos-6d51\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In Los Angeles, a typical first-time buyer household would have needed 42 years to save the median down payment in the lender\u2019s recent analysis.<br \/>\nLos Angeles was grouped with expensive coastal markets, where saving for a first-home down payment can stretch across decades rather than only a few years.<br \/>\nThe analysis linked higher home prices with larger down payments, noting buyers often put more down on pricey homes to reduce loan size.<br \/>\nThat bigger upfront contribution can lower monthly payments enough to meet lender debt-to-income requirements, an important financing reality in high-cost markets like Los Angeles.<br \/>\nFor Los Angeles first-time buyers, lower-down-payment conventional or government-backed loans may shorten saving time, while early planning and affordability programs can support the path.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Los Angeles, a typical first-time buyer household would have needed 42 years to save the median down payment in the lender\u2019s recent analysis. Los Angeles was grouped with expensive coastal markets, where saving for a first-home down payment can stretch across decades rather than only a few years. The analysis linked higher home prices [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":39,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/posts\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/posts\/7\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/media\/39"}],"wp:attachment":[{"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/media?parent=7"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/categories?post=7"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.janineg.com\/blog\/wp-json\/wp\/v2\/tags?post=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}